If you are facing overwhelming debt, or if some life event has occurred, that has reduced your income or increased your expenses, a Chapter 7 Bankruptcy might be right for you. It was created so that the honest person can get a fresh start.
A Chapter 7 Bankruptcy may allow you to eliminate most of your unsecured debts, including doctor's bills, hospital bills, judgments and garnishments, old taxes and credit card debts. You may be able to keep certain assets, including your car, house, life insurance policies, annuities, and retirement accounts. In Florida, depending on your situation, those items could have a value as high as $6,000 per person or $12,000 for a couple filing together.
When a person files for Bankruptcy, creditors and debt collectors must stop calling them or contacting them in any manner in their effort to collect on the debt.
A Chapter 7 Bankruptcy will also put an end to wage garnishments and any and all lawsuits filed by creditors.
A Chapter 7 Bankruptcy can take as little as six months from start to finish. Once the Bankruptcy Court Judge grants you a bankruptcy discharge, you will no longer be legally responsible for the discharged debts.
Certain restrictions apply to Chapter 7 Bankruptcies. If you have questions, contact the Desmond Law Firm to learn if a Chapter 7 Bankruptcy would be the right option for you. Our firm offers a free consultation. Payment Plans Are Available.
Bankruptcy Attorney Leo W. Desmond will provide zealous representation and perhaps the most affordable attorney filed Chapter 7 Bankruptcy, at a cost of $695 plus Court Costs if you qualify, with offices in Vero Beach and West Palm Beach to serve Desmond Law Firm's South Florida clients.
Attorney Leo W. Desmond is not just a Bankruptcy Lawyer but a highly experienced consumer litigation attorney. Many of the law office's clients have been able to bring legal actions against the very debt collectors that are representing our clients creditors and have received thousands of dollars that they kept after the bankruptcy as a result of the Fair Debt Collections Practices Act (FDCPA).
If you live in Vero Beach, Sebastian, Fort Pierce, Port St. Lucie, Jupiter, West Palm Beach, Lake Worth, or Wellington, Desmond Law Firm has an office close to you.